Europacom.net

A unique IP Card Payment solution for merchants
encompassing Broadband with Paynet for PCI DSS compliance

Rapid growth of the Payment Card Industry has led to a sharp increase in fraud resulting in mandated changes for all Merchants and Acquirers. The risk of fines is very real and any breach of security will have a significant impact on the reputation of any organisation, be they a bank or a merchant,

Your Broadband service must be secure

Optimising the best fractional use of your broadband means that security is key - not simply for your IP card payments, but for other IP based services you are using - be they VoIP, Wi-Fi, CCTV or any of the multiple applications that allow you to get the best out of your service.

Faster payments and line consolidation increase customer satisfaction

Payments over IP typically takes a few seconds compared with dial up which can take over six times as long - creating customer queues and potential lost business seconds.

Dial up terminals also require a dedicated line where as multi terminals can operate on the same broadband line, creating large savings through rationalisation of line requirements.

All Europacom's Broadband services include a low cost PCI DSS compliant integrated Card paymnet solution - Paynet

Whilst there are other PCI DSS compliance options commercially available to manage some of the issues, Europacom is unique in being able to provide a complete end to end managed service bundled into its supplied broadband service including:

• A secure PCI DSS compliant IP payments solution inclusive with your secure broadband connection

• Active network management monitoring service performance in real time

• 5 factor SID authentication and CPE lockdown inextricably validating that the transaction is emanating from the client address based on the:

______________- Unique Broadband circuit reference
______________- Europacom allocated Fixed IP
______________- Username
______________- Random Hexadecimal password
______________- MAC code of terminal

• Double encryption: IPSEC/IPVPN tunnelling between the customer premises router and the host and SSL encryption to/from the card payment terminal

Interconnectivity with major banking partners

Europacom can provide interconnectivity with most major banking partners whether it is for full IP transactions or where IP to X 25 conversion and onward transmission to Acquirer is required. Services can be provided for APACS 29/30 (For authorisation of transactions only), Payware APACS 29/30 (Hosted storage of encrypted transactions for onward forwarding for bank settlement) or for a full APACS 40 (Settlement of transactions in real time) service.